janetta asked:


I want to get a life insurance policy for my husband but I don’t know anything about insurance. I want something that I won’t really have to pay much for right now, but that will give me a lot of money when he dies. What is the best?

Rosa

maryam asked:


I keep getting the gut feeling that I need to get life insurance for my parents. Is that possible? If so, which company is the best?

Annette

tomeka asked:


I am deciding which company to go with for my life insurance purchase. Wanted to make sure my spouse and child wouldn’t be mistreated by the company should anything happened to me.
Thanks!

Jon

lovella asked:


What exactly is life insurance and how does it work?

I don’t understand, won’t you be dead or something so what does it do for you?

What happens if it doesn’t get cashed in, what does that mean?

Sorry I don’t understand, please explain.

Lois

rozanne asked:


Which life insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please suggest good plan and life insurance company. Is there any database where we get more information of claim record.

Nellie

pc asked:


If I am the beneficiary of life insurance payment after someone dies, do I have to by law use that money to pay off the deceased debts? Or is this something that the bill collectors cannot touch at least legally? How would the creditors even know that there was a payout of life insurance? Anyway for them to know this? Can I get in trouble for not paying?

Mitchell

LISA asked:


My husband and I are 28 years old, have three children and plan to have one more child in the near future. We live in Virginia (DC area). His annual earnings are about $70k; I also work part time earning annually about $35k. We currently have life insurance through our employers, but we want to get policies on our own. Can anyone recommend a good company to go with and a type of policy that we should get?
Also, should we get life insurance on our children? if so, what kind?
The goal that I want to accomplish with the life insurance is this. If my husband or I was to die, I would want my children to continue the same financial life that they would have had with both parents living. For this I am calculating that we need about a $2 million policy. After our children are grown, I would like for us to have a lower policy; just enough to cover the cost of bills and a little something to help the kids, I am thinking something around 200k.

Mary

Blackninjasofly asked:


My aunt is in the nursing home and i urgently need to get life insurance for her. But alot of companies will not cover her because she is already in the nursing home.Do anyone know of any companies that will cover someone in this situation. Please Help!!!!

Eddie

charisse asked:


What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Stephen

alicia asked:


My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us to sell her house and split the money.

Mark