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What is the most affordable life insurance and health insurance?

alex asked:


What is the most affordable life insurance and health insurance?
Where can I find Affordable Health and life insurance for me and my wife?
What is the best web site with online quote?
Any answer will be appreciated.

George

Comments (2)

What type of life insurance do you have and why you have it?

Financial JUSTICE asked:


I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he died in an accident. The life insurance paid the death claim about 30 days after I filed a claim. But all the cash value was gone! With the cash value, I could of used it for my retirement.

So now I got rid of my whole life and paid a surrender charge on the cash value. The mortgage is paid off and no one is dependant on my income anymore. So I don’t need life insurance. I moved about $45,000 of cash value into various investments.

All I have to say to people buying life insurance is do your own research about life insurance before listening to life insurance agents.

Don

Comments (6)

What is the best company to buy whole life insurance?

tisa asked:


I’m 26 with 2 kids and would like to get whole life insurance started. Where is the best company to get whole life insurance from?

Virginia

Comments (2)

What kind of life insurance companies are there in South Carolina?

foxyb131 asked:


In the next two years I am planning to move from Detroit, MI,and I am trying to find out everything I can aboout South and North Carolina. I am a professional Life insurance Agent/Staff Manager,and that’s why I want to know. I’m 57years old and I need to know about their cities,and which ones would be best for me at this age.

Donald

Comments (1)

What happens to a life insurance payout after a medical assistance patient dies?

judson asked:


Say my parent has a life insurance policy, but depletes their assets and becomes eligible for medical assistance to pay for nursing home or medical costs. What happens to the payout to the beneficiary after that person’s death? Is it even worth keeping up such a policy in that case? Thanks.

Samuel

Comments (3)

Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?

Knut asked:


One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers market and how do I productively segment it.

Eric

Comments (1)

What life insurance companies don’t require a physical exam?

Nancy asked:


My mother needs to get life insurance, but doesn’t want to get a physical exam.. Are there any companies out there that you don’t need to get an exam? Thank you.

Jack

Comments (4)

How can my husband open a life insurance policy?

mommy-to-be asked:


We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we’d be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or can we get it separately?

Natalie

Comments (6)

What kind of life insurance policy should I get?

z asked:


I want to get a life insurance policy for my husband but I don’t know anything about insurance. I want something that I won’t really have to pay much for right now, but that will give me a lot of money when he dies. I want to figure this out soon so I can get the money by next Friday so I can go to Hawaii. What is the best?

Jesse

Comments (5)

Life Insurance?

livinlife asked:


My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there… wouldnt know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums are you paying? Is it fixed or does it go up every few years? We live in Florida also. Any help would be appriciated.

Ann

Comments (7)